Coilcredit Bitcoin Card
Canada's flexible CAD financing, backed by your Bitcoin from 8.99% APR.1
Credit Limits Up To
C$1,000,000
Fixed-Term Plans Up To
10 years
Cash Back
2% unlimited
†By providing your number, you consent to automated or manual marketing messages and to Coilcredit's E-SIGN Consent, Terms of Service and Privacy Policy. Msg frequency may vary. Consent is not required for any purchase.
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9,921+ customer reviews
C$3B+ funded to Canadians. Bitcoin held in qualified custody.
Trusted Lender
Coilcredit has funded C$3B+ to over 250,000 Canadian customers across crypto-backed credit lines and cards.
No Rehypothecation. Ever.
Your Bitcoin is never lent out. It is held with a Canadian-regulated institutional qualified custodian.
Proof of Reserves
Cryptographic snapshots and on-chain verification demonstrate your deposits are backed 1:1.
One flexible line of credit. Three ways to borrow.
01
1, 5, 10-Year Fixed-Term Plans
Get CAD cash or transfer balances with fixed terms up to 10 years, from 8.99% APR.
02
Interest-Only Plans
Get CAD cash with interest-only payments for up to 5 years, with no monthly minimum.
03
Coilcredit Bitcoin Card
Earn unlimited 2% cash back in CAD on all purchases — wherever the card is accepted in Canada and abroad.
See what you can borrow
Illustrative example on 2.00 BTC pledged. Value of your Bitcoin: C$131,750. All limits, payments and statements are in Canadian dollars.
C$39,525
Credit Limit
8.99%
APR (Var. & Fixed)
30%
Loan-To-Value
C$65,875
Credit Limit
9.99%
APR (Var. & Fixed)
50%
Loan-To-Value
C$92,225
Credit Limit
11.99%
APR (Var. & Fixed)
70%
Loan-To-Value
Early access application
Ten questions. Sixty seconds.
We use your answers — plus your name, Canadian phone number and email — to size your CAD line and decide your place in the invite queue.
Which province or territory do you live in?
Coilcredit is available to Canadian residents only.